San Diego Home Loans | General Mortgage

Home Loans and Home Mortgages

General Mortgage Corporation

serving San Diego since 1984

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What is Private Mortgage Insurance (PMI)?

Private Mortgage Insurance (PMI) is required by most lenders when a borrower puts less than 20% down on a purchase loan. Paid for by the borrower, PMI not only protects the lender from foreclosure, it also enables many buyers to qualify for loans and purchase real estate when they couldn't have otherwise. On January 1st, 2007, legislation went into effect making PMI tax deductible for new borrowers ... Read more about ....Private Mortgage Insurance

Get the Right Mortgage
What is the Right Mortgage? How will you recognize it? Let our Mortgage Consultants provide you with the information you need to make the decision on what's right for you. Read more on the critical information you need to know on choosing the Right Mortgage

Mortgage Reports
Where can you find all the information you want to know about Mortgages in one place? Mortgage reports is a free service provides to our clients with easy to read and relevant information about home loans and home mortgages for example: Different Types of Loans, Appraisals, etc. Subscribe now to receive our free Mortgage ReportsWith our Mortgage Reports Realtors (R) can also create newsletters to distribute to their clientsMortgage Reports

Home Loans in San Diego

Home Loans are available through direct lenders and brokers. Direct lenders are banks and other financial institutions that have large pools of investment funds available that they need to lend out so that they can earn an interest on behalf of their clients. Brokers have access to thses funds and more from other lenders accross the nation. Learn more about how your Mortgage Broker can help you find many different kinds of loans

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First Time Buyers
Reverse mortgage
PMI Private Mortgage Insurance
Paying of your mortgage
Zero Money Down

Debt Consolidation
Why pay a higher interest rate and your credit card debt? We can help you refinance and pay off your credit cards. Consolodating your debt means you save money every month by paying less Interest.Let our Mortgage Consultant show you how you can pay off your credit card debt. Free consultation and no obligation to take out a mortgage. Do the right thing - reduce your debt and the interest rate you have to pay on that debt. Enable yourself to get out from under that credit card debt and on your way to living debt free. Read more about Debt Consolidation

Credit Score

Why is your credit score so important? What is the average Credit Score? Where do I find out what my credit score is? How do I improve my credit score? Learn more about what you can do to improve your credit score at our Credit Score Help Center.

Lock in a Rate
What does it mean? How do I do it? Should I even do it? Where can I find out what all these technical terms mean? Points, Option ARM, LIBOR Go to our directory of technical terms where you can find an easy to read definition of the technical mortgage terminology and be able to speak to and with your mortgage consultantt. You never have to feel left behind, read on .... Mortgage Terms

Free Loans
Of course we give away free loans too, just like everybody else! How do they do that? Where's the catch? Well if it sounds to good to be true it probably is. Who is going to give you a Free Loan? You are going to be paying for it somehow. Beware of lenders that "hide" the fees in the loan amount and then only glansing over that detail. You may not pay now but will be paying to the rest of the life of the loan. A 'No Cost Loan' may mean you don't have to pay any fees now, but the fees get added to the loan amount. You may accept the monthly payment only to find out ...... read more about 'No Cost Loans'